Our mission is to simplify complex financial information and decisions so that our readers have the confidence to manage every aspect of their financial life. We aim to ensure that all of the articles on our site are empowering, unbiased and accurate.
We are committed to following the Codes of Ethics of the Society for Advancing Business Editing and Writing (SABEW). Our content is guided by and upholds the Society for Professional Journalists foundations of ethical journalism: being accurate and fair, minimizing harm, acting independently, and being accountable and transparent. We also uphold the Federal Trade Commission (FTC) guidelines on disclosures, where applicable.

The ExpertMoneyTalk staff works with our network of contributors and review boards to write, update, and manage all the articles you find on EXpertMoneyTalk website. We don’t make recommendations for you to buy, sell, or hold securities or investments. We offer independent and unbiased product and service evaluations, and we provide relevant analysis, context, insights, and educational information to help you make smarter, better-informed decisions.

Our editorial team is continually evaluating the articles across our site to flag any that contain information that is known to be or is likely to be out-of-date. Such articles are reviewed and updated or, if necessary, completely rewritten, rechecked, and re-edited. Our network of experienced experts who uphold our process and policies assists with our updating efforts. Articles that have been updated are date-stamped to reflect this.

Each article features a byline that includes the name, a brief description, and a link to more information or video. The date indicates when the piece was most recently updated with new information. Some articles also have a tagline at the end to provide additional information on research or authorship.

Our editorial team approves all story ideas independently, and our expert contributors each have deep subject matter expertise in the topics that we assign them. Our team of professional editors, fact checkers, and producers reviews content to ensure it upholds our values.

All staff are responsible for disclosing any potential conflicts of interest.
ExpertMoneyTalks content is for informational purposes and is not intended to substitute for the advice of a licensed or certified attorney, accountant, financial advisor, or other certified financial professionals.

Financial Review Board
Our Financial Review Board includes experts with large financial experience, across every facet of the economy and personal finances. The board includes certified financial planners, certified public accountants, economists, entrepreneurs, financial analysts, investors, tax experts, and university professors. Members of the board read, review, and provide updates on our content to our editorial team so that the readers of Investopedia can feel empowered to make smarter financial decisions with the most accurate information.

We Respect Diverse Perspectives
We aim to reflect the perspectives of all ethnicities, gender identities, generations, sexual orientation, and socioeconomic backgrounds in our content to ensure we are elevating and empowering those with different points of view and serving all of our diverse readers.

Fact Checking
We rely on our team of qualified and experienced fact checkers who provide a critical step in our commitment to content integrity. Fact checkers rigorously review articles for accuracy, relevance, and timeliness. We use only the most current and reputable primary references, including government organizations, academic institutions, and financial associations.
At ExpertMoneyTalks, we aspire to provide the highest quality content.

Corrections
The accuracy of our verified information and news articles is core to our brand. So too is our commitment to accountability to our readers and transparency about our accuracy and corrections practices.
Our rich library of “evergreen” content is routinely updated and fact-checked to ensure ongoing publication of accurate, complete, relevant, and up-to-date useful information. Following our rigorous and systematic updating and verification process, articles in our content library are date-stamped to indicate to readers that the information is complete and accurate. News articles often cover a distinct event in time and are not part of our routine update process.

At ExpertMoneyTalk, we are committed to telling readers when an error has appeared, and to correcting it. When we discover a significant error of fact in an article, we will correct the article as quickly as possible and append a correction note. All corrections will be clearly labeled, dated, and include information about what was corrected.

We welcome our readers’ participation in our ongoing commitment to accuracy and fact-checking. If you believe we have published a factual error in any of our content, please let us know and we will investigate and take appropriate corrective and/or updating measures. To report a possible error of fact, please visit our Contact Us page and select on the subject: ‘Article Update – Correction’.

ExpertMoneyTalk Editorial Standards
Effective Date: December 06, 2024