ExpertMoneyTalk Code of Conduct

Effective Date: December 06, 2024

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ExpertMoneyTalk makes personal finance easy to understand. It is home to experts who provide clear, practical advice on managing your money. Every day, we publish news, how-to guides, and product reviews to help you make sense of every aspect of your financial life.
Whether you’re looking to invest, buy a home, save for retirement, or achieve another financial goal, ExpertMoneytalk will answer your questions with straightforward personal financial advice.

COMPLIANCE WITH LAWS

We expect Suppliers to comply with the laws and regulations governing their activities in each jurisdiction in which they operate.

HUMAN RIGHTS AND LABOR

We expect our Partners/Suppliers to share Originality’s commitment to human rights and equal opportunity in the workplace. Partners and Suppliers should have policies and procedures to meet their responsibility to protect and respect human rights that apply to all workers, vendors, and their supply chains. For instance, Suppliers should:

• Freely Chosen Employment and Combating Modern Slavery. Not use or permit any form of forced, bonded, or indentured labor, and comply with laws and regulations prohibiting compulsory labor and human trafficking.
• Working Hours, Wages and Benefits. Compensate workers with wages, work hours, and benefits as established by applicable law.
• Humane Treatment and Non-Discrimination. Establish and conduct activities in a workplace free of harassment and unlawful discrimination.
• Health and Safety. Comply with applicable health and safety laws, regulations, and practices.

ETHICS AND COMPLIANCE

We expect our Partners/Suppliers to uphold high standards of ethics to promote honesty and integrity in business operations, including:

• Business Integrity. Never engage in corruption, extortion, embezzlement, or bribery to obtain an unfair or improper advantage, such as making facilitation payments. Suppliers will abide by all applicable anti-money laundering and anti-corruption laws and regulations of the jurisdictions in which they operate, including, but not limited to, the U.S. Foreign Corrupt Practices Act (FCPA), the UK Bribery Act, and applicable international anti-corruption conventions.
• Intellectual Property. Suppliers must comply with the intellectual property ownership rights of Originality and others, including copyrights, patents, trademarks and trade secrets. Suppliers may not use the Originality brand or trademarks without express written permission.
• Privacy and Information Security. Suppliers must comply with privacy and information security laws and regulatory requirements when personal information is collected, stored, processed, transmitted, and shared.
• Accurate Books and Records. All business dealings should be transparently performed and accurately reflected in your company’s books and records.
• Gifts and Entertainment. Gifts and entertainment may create an inappropriate obligation or expectation on the part of the recipient or provider. We expect Suppliers to refrain from providing personal gifts, fees, other compensation, including entertainment activities, which are intended to influence, or might reasonably appear to influence, a business decision. This includes gifts extended to Originality employees if they do not comply with Originality’s Code of Business Conduct requirements to which all Originality employees are subject.
• Personal Relationships. Suppliers will disclose all known family or close personal relationships with Originality employees or directors who are involved in the Supplier’s engagement with Originality.

Independence & Impartiality

The ExpertMoneyTalk is committed to independent, impartial, fair journalism. Our editorial content is not influenced by our advertisers. Every staff member and contributor is held accountable to a high standard of honesty and transparency.
We maintain a strict separation between advertising and editorial content. We label “Sponsored Content” to make clear that such content is provided by or on behalf of an advertiser or sponsor.

No Individual Investment Advice

The ExpertMoneyTalk does not provide individual or customized legal, tax, accounting, or investment services. Since each individual’s situation is unique, a qualified professional should be consulted before making financial decisions.

ENVIRONMENTAL

We recognize the importance of working with Suppliers to promote environmental sustainability. We expect Suppliers to review the impact of their operations, adhere to applicable environmental laws and regulations, and operate in a manner protective of the environment and human health and safety.

Originality

ExpertMoneyTalk provides original, useful, and unbiased content. All information must be verified, properly attributed, and may not infringe the copyright or anyone’s intellectual property rights. Any suggestion of plagiarism is investigated fully and is grounds for dismissal. We expect all contributors on the network to abide by all applicable laws, standards, and accepted journalistic practices including:

• Society of Professional Journalists Ethics Code
• Copyright Law of the United States
• FTC Guidelines on Disclosures
• Fair Use

CONFIDENTIALITY

We expect Partners/Suppliers to safeguard and protect Originality’s confidential information. Confidential information should be interpreted broadly to include all nonpublic information relating to Originality and which might be of use to competitors or harmful to Originality or its customers, if disclosed. Suppliers may not disclose or distribute Originality’s confidential information, except when disclosure is authorized by Originality or required by applicable law, rule, or regulation, or pursuant to an applicable legal proceeding. Suppliers shall use confidential information solely for legitimate company purposes. Additional restrictions on the use and handling of confidential information may be included in an agreement you enter with Originality.

SPEAK UP

If you have questions or concerns about this Code or your business relationship with ExpertMoneyTalk, or if you want to report ethical or compliance violations (such as accounting matters or controls, corruption, or bribery), or if you have a comment or suggestion to share, we look forward to hearing from you. Feel free to reach out by clicking on the following link: Contact Us.

Disclaimer

We maintain the right to review compliance with this Code and suspend or, under the appropriate circumstances, terminate relationships with a supplier found to be in breach. We may review and update this Code at our sole discretion.

ExpertMoneyTalk Code of Conduct
Effective Date: December 06, 2024